Get huge savings on credit card interest by choosing a credit card that you could pay zero interest on for up to 21 months. Explore featured card offers from our partners listed below.
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1. Citi Simplicity® Card
0% APR on Balance Transfers for Nearly 2 Years
Get relief from high interest rate charges on other cards and conquer your debt with the .
Enjoy , plus intro APR . After the intro periods, the APR is .
Save even more money and pay down your debt even faster, because this card has a annual fee.
Unlike some other cards, if you are late on a payment, this card has your back with no late fee and no penalty interest rate. This credit card can be decisive in getting your finances under control.
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2. Citi® Diamond Preferred® Card
21 Months 0% Intro APR on Transfers + Citi® Perks & Protection Benefits
What if you didn’t have to sacrifice other credit card perks and benefits just to get relief from high credit card interest payments? And what if you could get it all with no annual fee? Now you can with the
Transfer high interest debt to enjoy , as well intro APR . After the intro periods, the APR is .
Plus, Citi Entertainment® gives you special access to purchase tickets to thousands of events and Citi® Concierge offers 24/7 assistance with your travel, shopping, dining, entertainment, and everyday needs.
3. U.S. Bank Visa® Platinum Card
0% Intro APR for 18 Billing Cycles
Hit pause on your interest payments. With the 0% intro APR period, you can focus on paying down your debt instead of worrying about adding interest charges to it for 18 billing cycles.
The extended 0% intro APR period of 18 billing cycles applies not only to balances transferred in the first 60 days, but to purchases as well. That’s an entire year and a half of not having to stress over interest charges that just keep piling up! After the intro period, the APR is .
Plus, pay your cell phone bill with your U.S. Bank Visa® Platinum Card, and you can get reimbursed up to $600 if your cell phone is stolen or damaged.
4. Citi® Double Cash Card – 18 month BT Offer
18 Months 0% Intro APR on Transfers + Unlimited 2% Cash Back on Purchases
Extended 0% intro APR on transfers? A powerful rewards card that pays you cash back not once, but twice? Look no further than the .
Balance transfers completed within 4 months of account opening pay 0% APR for 18 months. After that, APR is .
The Citi® Double Cash Card pays you cash back twice! 1% when you buy and 1% when you pay. That’s a total of 2% cash back with no ever-changing categories to keep track of and no caps!
Cash back is earned as thank you points that can be redeemed for a statement credit, direct deposit, or mailed check.
Intro APR does not apply to purchases. No annual fee.
Conclusion
The Citi Simplicity® Card is a great choice for nearly everyone. With long intro 0% APR periods and no late payment or penalty fees, it can be a powerful tool to give you relief from high interest payments and gain control of your finances.
- Intro APR: Enjoy a 0% intro APR for 21 months for balance transfers completed in the first four months, plus 0% intro APR on new purchases for 12 months. After the intro periods, the APR is .
- No annual fee: Save even more money and pay down your debt even faster, because this card has a $0 annual fee.
- Free FICO score: Staying on top of your FICO score is important when paying down debt and building credit. Citi Simplicity® Card holders have free access to their score and a personalized history graph.
- No late fees or penalty rate: If you fall behind on payments, some credit cards charge late fees and/or penalty rates higher than the regular APR. The Citi Simplicity® Card has neither.
- Account protection: Enjoy $0 liability on unauthorized charges and Fraud Early Warning.
Great For Zero % APR on Balance Transfers and Purchases | Citi Simplicity® Card | |
Benefits
| Additional Details 0% Intro APR for 21 months for balance transfers completed in the first four months, plus 0% intro APR on new purchases for 12 months. thereafter. No late fees or penalty rates for late payments. Fraud Early Warning and $0 liability on unathorized charges. |  |
Intro APR 0% Intro APR for 21 months for balance transfers completed in the first four months, plus 0% intro APR on new purchases for 12 months. thereafter. | Annual Fee | |
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How these cards were chosen
RateZip assessed a range of cards offered by our partners. The primary factors considered were length of 0% intro APR period, fees, and other benefits. Not all cards in the category were reviewed and compensation was considered in offer selection and placement.
RateZip has partnered with CardRatings for our coverage of credit card products. RateZip and CardRatings may receive a commission from card issuers.
This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. RateZip does not review every company or every offer available on the market.