Struggling With Debt? Accredited Debt Relief is Here to Help

Debt is an overwhelming problem for many people. Over 189 million individuals in the United States struggle with unsecured debt, totaling over $900 billion. If you’re struggling with debt, surmounting it can seem almost impossible.

Thankfully, programs exist to help those facing financial problems due to their debt. One company that has programs such as these is Accredited Debt Relief. Founded in 2011, Accredited Debt Relief has served more than 200,000 clients and had over $1 billion in client debt paid off. Keep on reading to learn more about Accredited Debt Relief and see if you qualify for savings!

  • Reduce Debt

  • Consolidate Payments

  • Be debt free in 12 to 24 months!

Accredited Debt Relief does just what its name says – they provide debt relief options to consumers and are accredited with the Better Business Bureau (A+ Rating) and the American Fair Credit Council. If you have $10,000 or more of unsecured debt, you may be able to benefit from working with Accredited Debt Relief. Through their individualized relief options, qualified individuals may be able to reduce their debt, consolidate multiple payments into one easy payment, and be free of their debt in as soon as 12 to 24 months! You can get a free, no-obligation consultation to learn more about Accredited Debt Relief and see if their debt relief options are right for you. You can even find out your potential savings without impacting your credit score!

Reducing your Debt with Accredited Debt Relief

So how does Accredited Debt Relief work? After speaking with one of their specialists and explaining your unique financial situation, Accredited Debt Relief will match you with a personalized debt relief option. This is typically debt consolidation, where multiple debts are combined into one, easy-to-manage debt, or reducing the amount of debt that you owe by negotiating with your creditors. Accredited Debt Relief is 100% success-based, meaning that they won’t get paid until you have found a solution for your debt. This means that they need to help you and your creditor agree on new terms for your debt and reduce the amount that you owe, and have you start making payments towards your newly-agreed upon terms. Once these conditions have been met, Accredited Debt Relief may collect a fee of between 15% to 25% of your debt balance at the time at which you enrolled, but this varies by state.

Previous clients of Accredited Debt Relief have saved thousands of dollars, paid off their debts in one to two years, and had their total debt reduced by up to 62%! Multiple success stories can be viewed on their website. It’s important to note that past results are not indicative of future success, and that the savings listed do not include Accredited Debt Relief’s success-based fees. That being said, with 4,488 reviews and a TrustScore rating of 4.9, Accredited Debt Relief has proven that it has excellent customer service and wants its customers to be successful!

Is Debt Relief Right for You?

There are multiple reasons why Accredited Debt Relief might be right for you. Common reasons for seeking debt relief include job or income loss, illness or accidents, divorce, or a death in the family. During times of stress, debt becomes exponentially more problematic, making debt relief a necessity. Accredited Debt Relief has experience reducing unsecured debts such as credit card debt, personal loan debt, medical debt, and more. If your debt payments are too high, you’re only able to make interest payments or minimum payments, you’ve missed payments, or your debt is causing physical, mental, or emotional stress, then debt relief might be right for you.

If you’re ready to get started, you can learn more about debt relief here.

Heads Up! These Amazing Credit Cards Have No Foreign Transaction Fees!

Advertising Disclosure

If you travel outside of the United States frequently, or even if you make online purchases from foreign companies, you’re probably no stranger to the foreign transaction fee. This pesky little charge is typically about 3% of the purchase price and is added to your bill by credit card companies when you make a purchase outside of the United States. Three percent may not seem like a lot, but if you’re constantly making foreign purchases, that could add up to tens or even hundreds of dollars!

Luckily, many card issuers waive the foreign transaction fee for certain cards. Keep on reading to learn more about some of the top cards that have no foreign transaction fees!

Capital One Venture Rewards Credit Card

  • Annual Fee: $95
  •  Intro Offer: 75,000 miles if you spend $4,000 within the first 3 months of account opening
  • Rewards: 5x miles on Rental Cars and Hotels booked through Capital One Travel; 2x miles on Everyday Purchases
  • Other Perks: Miles don’t expire for the life of your account, and there’s no limit to the amount of miles you can earn. Get up to a $100 credit on a Global Entry or TSA PreCheck® application.

For frequent travelers who like earning and using miles, the Capital One Venture Rewards Credit Card offers the ability to earn five times the miles on rental cars and hotels that are booked through Capital One Travel! You can also earn two times the miles on everyday purchases. In addition, as a sign-on bonus, you can earn 75,000 miles if you spend $4,000 within the first three months of opening up your card account. Because miles don’t expire for the life of your account and there’s no limit to the amount of miles you can earn, the Capital One Venture Rewards Credit Card is a great way to rack up rewards and use them for future traveling! This card has an annual fee of $95 and is only available for those with good or excellent credit, but if you have a great credit score and are looking for a card with no foreign transaction fees, this could be the one for you!

Learn More about No Foreign Transaction Fees

Capital One Quicksilver Cash Rewards Credit Card

  • Annual Fee: $0
  • Intro Offer: $200 cash bonus if you spend $500 within the first 3 months of account opening
  • Rewards: unlimited 5% cash back on Rental Cars and Hotels booked through Capital One Travel; unlimited 1.5% cash back on Everyday Purchases
  • Other Perks: No foreign transactions fees. No minimum redemptions or set increments when you redeem cashback. Rewards never expire while the account is in good standing.

The Capital One Quicksilver Cash Rewards Credit Card isn’t a travel card, but because it does not have any foreign transaction fees, it’s very useful for purchases from foreign merchants (including online companies). It also no annual fee and allows you to earn 5% on rental cars and hotels booked through Capital One Travel, as well as 1.5% cash back on everyday purchases! It’s intro offer bonus is quite easy to earn – you only have to spend $500 within the first 3 months of account opening and you can earn a one-time cash bonus of $200! However, although this intro offer is easier to obtain than some offered by other cards, many other cards offer a higher intro offer rewards amount. But if you’re looking for a good card with no annual fee and no foreign transaction fees, check out the Capital One Quicksilver Cash Rewards Credit Card!

Learn More about No Foreign Transaction Fees

Chase Sapphire Preferred® Card

  • Annual Fee: $95
  • Intro Offer: 60,000 points when you spend $4,000 during the first three months after account opening
  • Rewards: 5x points on travel when you book through Chase Ultimate Rewards®; 3x points on dining; 2x points on select other purchases.
  • Other Perks: Trip Cancellation & Interruption Insurance, Auto Rental Collision Damage Waiver, and Lost Luggage Insurance.

For occasional travelers and frequent travelers alike, the Chase Sapphire Preferred® Card offers rewards for travel, dining, and select other purchases! In fact, you can earn five times the rewards on travel booked through Chase Ultimate Rewards®, three times the rewards on dining, and two times the rewards on select other purchases. What really makes this card stand out is their intro offer: earn 60,000 bonus points that you can earn when you spend $4,000 during the first three months after your account is opened. If you redeem your rewards through Chase Ultimate Rewards®, that’s a value of $750! Plus with Trip Cancellation & Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance, No Foreign Transaction Fees and more, you can rest easy when you travel. The rewards system can take a bit of effort to master, but for the benefits you get, it’s well worth it!

Learn More about No Foreign Transaction Fees

Citi Premier® Card

  •  Annual Fee: $95
  •  Intro Offer: 60,000 points after you spend $4,000 during the first 3 months after account opening. For a limited time through June 30, 2024, you can also earn earn a total of 10 ThankYou® Points per $1 spent on car rentals, hotels, and attractions (not including air travel) when you book through the Citi Travel℠ portal.
  •  Rewards: 3x points on supermarkets, restaurants, gas stations, air travel, and hotels; 1x points on all other purchases.
  •  Other Perks: Points have no expiration and no limit on the amount you can earn. No foreign transaction fees.

The Citi Premier® Card combines the benefits of a travel credit card with a general rewards credit card! You can earn 3 points for every $1 spent at supermarkets, restaurants, gas stations, and air travel and hotels, as well as 1 point for every $1 spent on all other purchases. Plus the Citi Premier® Card has an intro offer where you can earn 60,000 bonus points after you spend $4,000 during the first 3 months after account opening. With an annual fee of $95 and no foreign transaction fees, this credit card offers a significant amount of rewards for the cost.

Learn More about No Foreign Transaction Fees

The Platinum Card® from American Express

  •  Annual Fee: $695
  •  Intro Offer: 80,000 points if you spend $6,000 within the first 6 months after account opening
  •  Rewards: 5x points on flights booked through an airline or on American Express Travel for up to $500,000 per calendar year; 5x points on prepaid hotels booked through American Express Travel
  •  Other Perks: Luxury lounge access. Hilton Honors gold status (enrollment required). No foreign transaction fees. Terms apply.

The Platinum Card® from American Express is a luxury card that offers impressive perks such as luxury lounge access, Hilton Honors gold status (enrollment is required), no foreign transaction fees, and five times the rewards points earned on flights booked either through an airline or on American Express Travel for up to $500,000 per calendar year! In addition, you can earn five times the rewards points on prepaid hotels that have been booked through American Express Travel. This card currently has an intro offer that allows you to earn 80,000 points if you spend at least $6,000 within the first six months after opening your account, which has a value of approximately $800 when booking through American Express Travel (one rewards point is worth around one cent). Because this is a luxury card, it has a more expensive annual fee: $695. However, it does have an attractive intro offer, and does allow more time to meet the earning requirement than most other cards. Terms apply.

Learn More about No Foreign Transaction Fees

Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. The content on this page is accurate as of 2/23/2023; however, some of the offers mentioned may have expired.

Stop Throwing Away Money by Doing These Four Things

Advertising Disclosure

Prices everywhere are rising, from gas and eggs to insurance premiums and utilities.

You’ve tried to cut down and stick to your budget, but even so, some costs can’t be avoided. Overpaying for monthly and everyday expenses eats into your savings worse than almost anything else.

If you’re ready to stop throwing away your money, do the following four things and start saving now!

1. Find Coupons Easily and Get the Best Available Prices

Shopping online is easy and convenient, but it often leaves you wondering whether or not you’re getting the best price.

Thankfully, this service helps stop you from overpaying online! It automatically searches other websites for the items you’re shopping for, and alerts you if it finds a better price somewhere else. It even accounts for shipping fees and delivery times! You can also use it to find coupon codes, view price history, and get price-drop alerts if you want to wait until the item is cheaper to purchase.

The best part? It’s completely free! All you have to do is download it on your browser and continue online shopping as you normally would. If you get a price comparison alert, you can view the item on the other website and decide whether or not you want to save!

Why wait? Stop overpaying while shopping online now!

2. Get Better Car Insurance Offers Now

How long have you had your current auto insurance?

While some auto insurance companies offer discounts for loyalty, many others will keep you paying the same rate or even raise your premiums if you’re not careful. That’s why it’s always smart to compare your current policy to new offers, to make sure you’re getting the best deal.

Even if you don’t have any auto insurance yet but are in the market for auto insurance, comparing today’s offers could help you find a plan that offers great coverage for a low cost.

Click here to start comparing auto insurance companies now!

3. Get Cash Each Month Without a Monthly Mortgage Payment

If you’re 62 or older, you can utilize a Reverse Mortgage to help finance your retirement!

With a reverse mortgage, you can borrow from the equity in your home and use the funds however you wish.

If you’ve paid off all or most of your mortgage, then you could be sitting on a gold mine of equity. A reverse mortgage allows you to access that equity in either a lump sum, fixed payment amount, or a line of credit.

Even better, there’s no monthly payment to the lender required, and the loan only has to be repaid when the last borrower sells the house, moves out, or dies.

Planning to utilize a reverse mortgage can help add additional cash to fund your retirement. You can click here to see if a reverse mortgage is right for you!

4. Stop High Interest Credit Card Debt with a Balance Transfer Credit Card

High interest credit card debt can seem impossible to surmount, especially when most of your payment goes towards the interest expenses and is not actually paying down your debt.

That’s where a balance transfer credit card can be handy! These type of cards typically offer a 0% Intro APR for a period of time for balance transfers (and sometimes new purchases as well), then a regular APR thereafter!

With an intro APR like this, you’re able to transfer your current credit card debt to this card and focus on paying it down, without an interest expense! That means you pay off your debt faster and spend less money on interest.

Even better, some of these cards have no annual fees, allow you to earn rewards, and have other perks! Learn more about balance transfer credit cards now!

Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. The content on this page is accurate as of 2/22/2023; however, some of the offers mentioned may have expired.

We may receive compensation when you use the links provided.

Stop Throwing Away Money by Doing These Four Things

Advertising Disclosure

Prices everywhere are rising, from gas and eggs to insurance premiums and utilities.

You’ve tried to cut down and stick to your budget, but even so, some costs can’t be avoided. Overpaying for monthly and everyday expenses eats into your savings worse than almost anything else.

If you’re ready to stop throwing away your money, do the following four things and start saving now!

1. Find Coupons Easily and Get the Best Available Prices

Shopping online is easy and convenient, but it often leaves you wondering whether or not you’re getting the best price.

Thankfully, this service helps stop you from overpaying online! It automatically searches other websites for the items you’re shopping for, and alerts you if it finds a better price somewhere else. It even accounts for shipping fees and delivery times! You can also use it to find coupon codes, view price history, and get price-drop alerts if you want to wait until the item is cheaper to purchase.

The best part? It’s completely free! All you have to do is download it on your browser and continue online shopping as you normally would. If you get a price comparison alert, you can view the item on the other website and decide whether or not you want to save!

Why wait? Stop overpaying while shopping online now!

2. Get Better Car Insurance Offers Now

How long have you had your current auto insurance?

While some auto insurance companies offer discounts for loyalty, many others will keep you paying the same rate or even raise your premiums if you’re not careful. That’s why it’s always smart to compare your current policy to new offers, to make sure you’re getting the best deal.

Even if you don’t have any auto insurance yet but are in the market for auto insurance, comparing today’s offers could help you find a plan that offers great coverage for a low cost.

Click here to start comparing auto insurance companies now!

3. Get Cash Each Month Without a Monthly Mortgage Payment

If you’re 62 or older, you can utilize a Reverse Mortgage to help finance your retirement!

With a reverse mortgage, you can borrow from the equity in your home and use the funds however you wish.

If you’ve paid off all or most of your mortgage, then you could be sitting on a gold mine of equity. A reverse mortgage allows you to access that equity in either a lump sum, fixed payment amount, or a line of credit.

Even better, there’s no monthly payment to the lender required, and the loan only has to be repaid when the last borrower sells the house, moves out, or dies.

Planning to utilize a reverse mortgage can help add additional cash to fund your retirement. You can click here to see if a reverse mortgage is right for you!

4. Stop High Interest Credit Card Debt with a Balance Transfer Credit Card

High interest credit card debt can seem impossible to surmount, especially when most of your payment goes towards the interest expenses and is not actually paying down your debt.

That’s where a balance transfer credit card can be handy! These type of cards typically offer a 0% Intro APR for a period of time for balance transfers (and sometimes new purchases as well), then a regular APR thereafter!

With an intro APR like this, you’re able to transfer your current credit card debt to this card and focus on paying it down, without an interest expense! That means you pay off your debt faster and spend less money on interest.

Even better, some of these cards have no annual fees, allow you to earn rewards, and have other perks! Learn more about balance transfer credit cards now!

Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. The content on this page is accurate as of 4/26/2023; however, some of the offers mentioned may have expired.

We may receive compensation when you use the links provided.

See Why This Card is Our Favorite for 2023

Advertising Disclosure

With the Capital One Quicksilver Cash Rewards Credit Card, you can earn a one-time cash bonus of $200 when you spend $500 on purchases during the first three months after account opening.

Learn More

Not many cards offer this level of perks! See why we’re highlighting the Capital One Quicksilver Cash Rewards Credit Card below.

Unlimited 1.5% Cash Back

The Capital One Quicksilver Cash Rewards Credit Card allows you to earn unlimited 1.5% cash back everyday for every purchase! Some cards limit how much cash back you can earn, or offer a higher percentage cash back but for only a few specific categories. Because the Capital One Quicksilver Cash Rewards Credit Card offers unlimited 1.5% cash back for every purchase, every day, you don’t have to keep track of any caps or rotating rewards categories! And because this card has a $0 annual fee, it’s a great option for those looking for a low-cost rewards credit card.

Unlimited 5% Cash Back on Rental Cars and Hotels Booked With Capital One Travel

In addition to the unlimited 1.5% cash back on every purchase, every day, the Capital One Quicksilver Cash Rewards Credit Card allows you to earn an unlimited 5% cash back on rental cars and hotels booked through Capital One Travel! (Terms Apply.) Through Capital One Travel, you can find helpful travel tips, search thousands of deals for great prices, earn extra rewards, and more. With no limit to the 5% cash back on rental cars and hotels booked through Capital One Travel, this card is great for both travel and every day rewards!

$200 Cash Bonus

With the Capital One Quicksilver Cash Rewards Credit Card, you can also earn a one-time $200 cash bonus when you spend $500 on purchases during the first three months after account opening! This $500 target spend is easily achievable for most individuals, especially when compared to other cards that typically offer an intro bonus only after spending thousands of dollars. With this one-time $200 cash bonus, you are getting another 40% on the first $500 you spend within the first three months!

The Capital One Quicksilver Cash Rewards Credit Card has unlimited 1.5% Cash Back for Every Purchase, Every Day.

Introductory APR for Purchases and Balance Transfers

If you’re planning on making some large purchases, or if you want to transfer debt from a different credit card, you’ll want to know about the intro APR for the Capital One Quicksilver Cash Rewards Credit Card. This card offers a 0% Intro APR for 15 months for both purchases and balance transfers, with reg_apr,reg_apr_type APR thereafter. With a 0% Intro APR, you can focus on paying down debt or paying off purchases without having a large interest expense! And because of the unlimited cashback this card offers, it has great long-term value in addition to its intro APR. There is a 3% fee for balance transfers made during the first 15 months after account opening, but even so, you’re likely to save on interest with a 0% intro APR!

The Perks Keep on Coming

As if having unlimited cash back, a one-time cash bonus, a $0 annual fee, and a great intro APR wasn’t enough, you can also enjoy as much as 6 months of complimentary Uber One Membership statement credits through 11/14/2024 thanks to the Capital One Quicksilver Cash Rewards Credit Card. Some perks of having an Uber One Membership include $0 delivery fees, discounts on orders and rides, and other exclusive benefits! The Capital One Quicksilver Cash Rewards Credit Card also has no foreign transaction fees, which is great if you’re planning on traveling or making purchases from online vendors that are outside of the United States.

Capital One Quicksilver Cash Rewards Credit Card

Annual Fee: $0

Unlimited Cashback: 1.5% Cashback on Every Purchase, Every Day. 5% Cashback on Hotels and Rental Cars Booked through Capital One Travel (Terms Apply).

Cash Bonus: earn a one-time $200 Cash Bonus when you spend $500 on purchases during the first 3 months after account opening.

Intro APR: 0% Intro APR on Purchases and Balance Transfers for 15 months, then thereafter.

Other Perks: No Foreign Transaction Fees. Six months of complimentary Uber One Membership statement credits.

Other Great Rewards Cards

We love the Capital One Quicksilver Cash Rewards Credit Card, but it’s always good to compare your options! Check out these other amazing credit cards below.

Capital One Venture Rewards Credit Card

  • Annual Fee: $95
  • Intro Offer: 75,000 miles if you spend $4,000 within the first 3 months of account opening
  • Rewards: 5x miles on Rental Cars and Hotels booked through Capital One Travel; 2x miles on Everyday Purchases
  • Other Perks: Miles don’t expire for the life of your account, and there’s no limit to the amount of miles you can earn. Get up to a $100 credit on a Global Entry or TSA PreCheck® application.

Chase Sapphire Preferred® Card

  • Annual Fee: $95
  • Intro Offer: 60,000 points when you spend $4,000 during the first three months after account opening
  • Rewards: 5x points on travel when you book through Chase Ultimate Rewards®; 3x points on dining; 2x points on select other purchases.
  • Other Perks: Trip Cancellation & Interruption Insurance, Auto Rental Collision Damage Waiver, and Lost Luggage Insurance.

Citi Rewards+® Card

  • Annual Fee: $0
  • Intro Offer: 25,000 points when you spend $1,500 during the first three months after account opening; For a limited time through June 30, 2024, earn 5 ThankYou® Points for $1 spent on car rentals, hotels, and attractions (excluding air travel) when you book through the Citi Travel℠ Portal
  • Rewards: 2x ThankYou® Points at Supermarkets and Gas Stations for up to $6,000 annually, then 1x after the cap has been met; 1x ThankYou® Points on all other eligible purchases.
  • Other Perks: Recieve 10% of your points back after you redeem for as much as 100,000 points per year. Every purchase is rounded up to the nearest 10 points.

Is now the right time for you to apply to a Rewards Credit Card? If your credit score is considered good or excellent (typically in the 670 to 850 range) and you haven’t applied for new credit recently, you could be missing out on awesome cashback rewards and intro bonuses! Learn more about rewards credit cards today!

Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. The content on this page is accurate as of 2/16/2023; however, some of the offers mentioned may have expired.

These Balance Transfer Cards have Great Intro APRs

Advertising Disclosure

If you’re struggling with high interest credit card debt, you may be interested in a balance transfer credit card. These cards offer a low interest rate (or sometimes even a 0 percent interest rate) for an introductory period and allow you to transfer an existing debt from your current credit card. By having a lower or 0 percent interest rate, you are able to pay down your debt faster and spend less money on interest! Keep on reading to see some of the top balance transfer credit cards!

Citi Simplicity® Card

  • Annual Fee: $0
  • Intro APR: 0% Intro APR for 21 months for balance transfers, APR thereafter. Balance transfers must be made within the first 4 months of account opening. An introductory balance transfer fee of $5 or 3% of the transfer amount (whichever is greater) will be charged.
  • Perks: 0% Intro APR for 12 months after account opening on all purchases, APR thereafter; No Late Fees and No Annual Fee

A simple card that’s great for balance transfers, the Citi Simplicity® Card is aptly named! With no annual fee, no late fees, and no penalty APRs, the Citi Simplicity® Card is affordable and easy to use! (It’s worth being noted that you should still make payments on time, as late payments will lower your credit score.) Because the Citi Simplicity® Card’s intro APR period for balance transfers is 21 months, you can focus on paying down credit card debt without worrying about interest payments for almost two years! This card has one of the longest into APR periods for balance transfers available. However, in keeping with the simple name, this card also does not offer any type of rewards points or spending bonus. This can be useful if your goal is to pay down debt, but if you want a rewards credit card, you’ll want to look elsewhere.

Learn More about Balance Transfer Credit Cards

Citi® Diamond Preferred® Card

  • Annual Fee: $0
  • Intro APR: 0% Intro APR for 21 months for balance transfers, APR thereafter. Balance transfers must be made within the first 4 months of account opening. An introductory balance transfer fee of $5 or 5% of the transfer amount (whichever is greater) will be charged.
  • Perks: No annual fee; lengthy intro APR for balance transfers.

The Citi® Diamond Preferred® Card totes a lengthy 21-month 0% intro APR for balance transfers (after that APR), giving you plenty of time to focus on paying down debt without worrying about interest payments! It also has a 0% Intro Apr for 12 months for purchases, with APR thereafter. The Citi® Diamond Preferred® Card doesn’t have any rewards, instead allowing you to focus on paying down your debt. However, Citi allows you to have free access to your online FICO® Score, letting you monitor your credit score no matter where you are!

Learn More about Balance Transfer Credit Cards

Citi® Double Cash Card

  • Annual Fee: $0
  • Intro APR: 0% Intro APR for 18 months for balance transfers, then APR thereafter. An introductory balance transfer fee of $5 or 3% of the transfer amount (whichever is greater) will be charged on balance transfers made within the first 4 months.
  • Perks: You can earn 2% on eligible purchases by earning 1% cash back when you purchase and 1% cash back when you pay for your purchase. The minimum payment must be met in order to earn cash back.

With the Citi® Double Cash Card, you can earn 2% on eligible purchases by earning 1% cash back when you purchase, and 1% cash back when you pay for your purchase! In addition to earning rewards, the Citi® Double Cash Card is also useful for balance transfers, with a 0% intro APR period of 18 months followed by APR thereafter.  On the downside, the intro APR does not apply to purchases, so if you’re planning on making a big purchase and want to utilize a 0% APR, you’ll need to look for a different card. Rewards also expire if this card is not used for twelve months, making it necessary to keep a close eye on your rewards and spending. But if you want a card that’s great for both balance transfers and rewards, the Citi® Double Cash Card could be for you!

Learn More

Citi Custom Cash℠ Card

  • Annual Fee: $0
  • Intro APR: 0% Intro APR for 15 months on balance transfers and purchases, with APR thereafter.
  • Perks: Earn 5% cash back for up to $500 spent in your top eligible spend category each billing cycle, with 1% cash back thereafter and 1% cash back on all other eligible purchases.

With the Citi Custom Cash℠ Card, you can earn 5% cash back for up to $500 spent in your top eligible spend category each billing cycle, with 1% cash back thereafter and 1% cash back on all other eligible purchases! This is a super easy rewards system, with no rotating bonus categories or offers to pay attention to. You can also earn $200 cash back when you spend $1,500 on purchases during the first 6 months after account opening, which will be presented as 20,000 ThankYou® Points. This rewards system, combined with a 0% Intro APR for 15 months for balance transfers and purchases (with APR thereafter), makes this card a great choice for those who want to pay down debt and benefit from easy-to-use rewards! On the downside, you could be missing out on potential earnings in your other high-spend categories when compared to other cash-back cards. Make sure you consider what you need most in a credit card when opening a new account.

Learn More

Blue Cash Everyday® Card from American Express

  • Annual Fee: $0
  • Intro APR: 0% Intro APR for 15 months on balance transfers and purchases, with reg_apr,reg_apr_type APR thereafter.
  • Perks: Earn $200 statement credit if you spend $2,000 on purchases during the first 6 months after account opening; Additional rewards and credits available.

The Blue Cash Everyday® Card from American Express has an intro APR offer for both balance transfers and purchases, as well as other rewards and perks that add to its long-term value. For purchases and balance transfers, this card has an intro APR of 0% for 15 months, then reg_apr,reg_apr_type variable APR thereafter. In addition, if you spend $2,000 on purchases during the first 6 months after account opening, you can earn a $200 statement credit. You can also earn credits for Disney+, Hulu, and other eligible subscriptions (enrollment is required)! For rewards, you can earn 3% cash back for up to $6,000 per year in three different rewards categories (U.S. Supermarkets, U.S. Online Retail Purchases, and U.S. Gas Stations). After the cap is met, you will earn 1% cash back. Overall, for no annual fee, this is a great card for those looking for a balance transfer card with long term value. However, if you spend more than $6,000 each year in this card’s bonus categories, the cap may be limiting and a different card with unlimited cash back may be more in your favor.

Learn More

Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. The content on this page is accurate as of 2/8/2023; however, some of the offers mentioned may have expired.

Today’s Top Credit Card Intro Offers

Advertising Disclosure

When you go to sign up for a new credit card, you may read about about an introductory offer, sometimes called a sign-up bonus or welcome bonus. But how do these intro offers work, and what’s their appeal?

For credit cards where you can earn rewards, an intro offer will often be a large amount of reward points or miles that you can earn on the condition that you use your new card to spend a certain amount within a certain time frame. For example, you may see a card that offers 50,000 points if you spend $5,000 within the first three months, or something along those lines. This can be a great way to earn a large amount of rewards fast, as long as you spend the minimum amount required to get the bonus. You can then use these rewards in a variety of ways – some card issuers allow you to get cash back, spend points on travel, get gift cards, and more! Be sure to research the rewards program of the card you choose to find out how to best take advantage of it.

Not all intro offers are equal. Some cards will offer a larger amount of rewards, or require you to spend more to earn the reward, or have a longer time period in which you can earn it. Ideally, the best intro offer has a large amount of reward points for a reasonable amount to spend, in a time period that’s long enough to allow you to reach the spending goal. When comparing intro offers, look for the amount you can earn, the amount you have to spend, and the time period in which you have to spend it, and use this knowledge to determine which intro offer is right for you.

Card issuers often offer attractive sign-up bonuses if you open a new account, but how do these intro offers compare? We’ve collected some of our favorite intro offers below based on the amount of rewards you can earn, the amount you have to spend, and the time limit in which you can earn the reward. Read on to see if these intro offers are right for you!

Chase Sapphire Preferred® Card

  • Annual Fee: $95
  • Intro Offer: 60,000 points when you spend $4,000 during the first three months after account opening
  • Rewards: 5x points on travel when you book through Chase Ultimate Rewards®; 3x points on dining; 2x points on select other purchases.
  • Other Perks: Trip Cancellation & Interruption Insurance, Auto Rental Collision Damage Waiver, and Lost Luggage Insurance.

The Chase Sapphire Preferred® Card offers rewards for travel, dining, and more! What really makes this card stand out is their intro offer: earn 60,000 bonus points that you can earn when you spend $4,000 during the first three months after your account is opened. If you redeem your rewards through Chase Ultimate Rewards®, that’s a value of $750! Plus with Trip Cancellation & Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more, you can rest easy when you travel. The rewards system can take a bit of effort to master, but for the benefits you get, it’s well worth it

Learn More about Intro Offers

Citi Rewards+® Card

  • Annual Fee: $0
  • Intro Offer: 25,000 points when you spend $1,500 during the first three months after account opening; For a limited time through June 30, 2024, earn 5 ThankYou® Points for $1 spent on car rentals, hotels, and attractions (excluding air travel) when you book through the Citi Travel℠ Portal
  • Rewards: 2x ThankYou® Points at Supermarkets and Gas Stations for up to $6,000 annually, then 1x after the cap has been met; 1x ThankYou® Points on all other eligible purchases.
  • Other Perks: Recieve 10% of your points back after you redeem for as much as 100,000 points per year. Every purchase is rounded up to the nearest 10 points.

The Citi Rewards+® Card has an intro offer of 25,000 ThankYou® Points if you spend $1,500 during the first three months after account opening, which is redeemable for $250 in gift cards on ThankYou.com. However, the star feature of this card is its annual bonus for redeeming rewards, which lets you receive 10% of your points back after you redeem, for as much as 100,000 points per year! That means you have chances to earn not only when you first get this card, but annually as you earn and redeem ThankYou® Points. And because every purchase is rounded up to the nearest 10 points, you can earn even more! This card has a $0 annual fee, but on the downside, the 2x ThankYou® Points on Supermarket and Gas Station purchases is limited to the first $6,000 each year, after which it drops down to 1x.

Learn More about Intro Offers

Capital One Venture Rewards Credit Card

  • Annual Fee: $95
  • Intro Offer: 75,000 miles if you spend $4,000 within the first 3 months of account opening
  • Rewards: 5x miles on Rental Cars and Hotels booked through Capital One Travel; 2x miles on Everyday Purchases
  • Other Perks: Miles don’t expire for the life of your account, and there’s no limit to the amount of miles you can earn. Get up to a $100 credit on a Global Entry or TSA PreCheck® application.

The Capital One Venture Rewards Credit Card has a sign-on bonus of 75,000 miles if you spend $4,000 within the first three months of opening up your card account! It also offers the ability to earn five times the miles on rental cars and hotels that are booked through Capital One Travel and can two times the miles on everyday purchases. Because miles don’t expire for the life of your account and there’s no limit to the amount of miles you can earn, the Capital One Venture Rewards Credit Card is a great way to rack up rewards! This card has an annual fee of $95 and is only available for those with good or excellent credit, but if you have a great credit score and are looking for a rewards travel card, this could be the one for you!

Learn More about Intro Offers

Citi Premier® Card

  • Annual Fee: $95
  • Intro Offer: 60,000 points after you spend $4,000 during the first 3 months after account opening. For a limited time through June 30, 2024, you can also earn earn a total of 10 ThankYou® Points per $1 spent on car rentals, hotels, and attractions (not including air travel) when you book through the Citi Travel℠ portal.
  • Rewards: 3x points on supermarkets, restaurants, gas stations, air travel, and hotels; 1x points on all other purchases.
  • Other Perks: Points have no expiration and no limit on the amount you can earn. No foreign transaction fees.

The Citi Premier® Card combines the benefits of a travel credit card with a general rewards credit card, as well as having an attractive intro offer of 60,000 bonus points after you spend $4,000 during the first 3 months after account opening! You can earn 3 points for every $1 spent at supermarkets, restaurants, gas stations, and air travel and hotels, as well as 1 point for every $1 spent on all other purchases. With an annual fee of $95, this credit card offers a significant amount of rewards for the cost.

Learn More about Intro Offers

The Platinum Card® from American Express

  •  Annual Fee: $695
  •  Intro Offer: 80,000 points if you spend $6,000 within the first 6 months after account opening
  •  Rewards: 5x points on flights booked through an airline or on American Express Travel for up to $500,000 per calendar year; 5x points on prepaid hotels booked through American Express Travel
  •  Other Perks: Luxury lounge access. Hilton Honors gold status (enrollment required). No foreign transaction fees. Terms apply.

The Platinum Card® from American Express is a luxury card that offers impressive perks such as luxury lounge access, Hilton Honors gold status (enrollment is required), no foreign transaction fees, and five times the rewards points earned on flights booked either through an airline or on American Express Travel for up to $500,000 per calendar year! In addition, you can earn five times the rewards points on prepaid hotels that have been booked through American Express Travel. This card currently has an intro offer that allows you to earn 80,000 points if you spend at least $6,000 within the first six months after opening your account, which has a value of approximately $800 when booking through American Express Travel (one rewards point is worth around one cent). Because this is a luxury card, it has a more expensive annual fee: $695. However, it does have an attractive intro offer, and does allow more time to meet the earning requirement than most other cards. Terms apply.

Learn More about Intro Offers

Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. The content on this page is accurate as of 2/1/2023; however, some of the offers mentioned may have expired.

Top Credit Card Intro Offers

Advertising Disclosure

Card issuers often offer attractive sign-up bonuses if you open a new account, but how do these intro offers compare? We’ve collected some of our favorite intro offers below based on the amount of rewards you can earn, the amount you have to spend, and the time limit in which you can earn the reward. Read on to see if these intro offers are right for you!

Chase Sapphire Preferred® Card

  • Annual Fee: $95
  • Intro Offer: 60,000 points when you spend $4,000 during the first three months after account opening
  • Rewards: 5x points on travel when you book through Chase Ultimate Rewards®; 3x points on dining; 2x points on select other purchases.
  • Other Perks: Trip Cancellation & Interruption Insurance, Auto Rental Collision Damage Waiver, and Lost Luggage Insurance.

The Chase Sapphire Preferred® Card offers rewards for travel, dining, and more! What really makes this card stand out is their intro offer: earn 60,000 bonus points that you can earn when you spend $4,000 during the first three months after your account is opened. If you redeem your rewards through Chase Ultimate Rewards®, that’s a value of $750! Plus with Trip Cancellation & Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more, you can rest easy when you travel. The rewards system can take a bit of effort to master, but for the benefits you get, it’s well worth it

Learn More about Intro Offers

Citi Rewards+® Card

  • Annual Fee: $0
  • Intro Offer: 25,000 points when you spend $1,500 during the first three months after account opening; For a limited time through June 30, 2024, earn 5 ThankYou® Points for $1 spent on car rentals, hotels, and attractions (excluding air travel) when you book through the Citi Travel℠ Portal
  • Rewards: 2x ThankYou® Points at Supermarkets and Gas Stations for up to $6,000 annually, then 1x after the cap has been met; 1x ThankYou® Points on all other eligible purchases.
  • Other Perks: Recieve 10% of your points back after you redeem for as much as 100,000 points per year. Every purchase is rounded up to the nearest 10 points.

The Citi Rewards+® Card has an intro offer of 25,000 ThankYou® Points if you spend $1,500 during the first three months after account opening, which is redeemable for $250 in gift cards on ThankYou.com. However, the star feature of this card is its annual bonus for redeeming rewards, which lets you receive 10% of your points back after you redeem, for as much as 100,000 points per year! That means you have chances to earn not only when you first get this card, but annually as you earn and redeem ThankYou® Points. And because every purchase is rounded up to the nearest 10 points, you can earn even more! This card has a $0 annual fee, but on the downside, the 2x ThankYou® Points on Supermarket and Gas Station purchases is limited to the first $6,000 each year, after which it drops down to 1x.

Learn More about Intro Offers

Capital One Venture Rewards Credit Card

  • Annual Fee: $95
  • Intro Offer: 75,000 miles if you spend $4,000 within the first 3 months of account opening
  • Rewards: 5x miles on Rental Cars and Hotels booked through Capital One Travel; 2x miles on Everyday Purchases
  • Other Perks: Miles don’t expire for the life of your account, and there’s no limit to the amount of miles you can earn. Get up to a $100 credit on a Global Entry or TSA PreCheck® application.

The Capital One Venture Rewards Credit Card has a sign-on bonus of 75,000 miles if you spend $4,000 within the first three months of opening up your card account! It also offers the ability to earn five times the miles on rental cars and hotels that are booked through Capital One Travel and can two times the miles on everyday purchases. Because miles don’t expire for the life of your account and there’s no limit to the amount of miles you can earn, the Capital One Venture Rewards Credit Card is a great way to rack up rewards! This card has an annual fee of $95 and is only available for those with good or excellent credit, but if you have a great credit score and are looking for a rewards travel card, this could be the one for you!

Learn More about Intro Offers

Citi Premier® Card

  • Annual Fee: $95
  • Intro Offer: 60,000 points after you spend $4,000 during the first 3 months after account opening. For a limited time through June 30, 2024, you can also earn earn a total of 10 ThankYou® Points per $1 spent on car rentals, hotels, and attractions (not including air travel) when you book through the Citi Travel℠ portal.
  • Rewards: 3x points on supermarkets, restaurants, gas stations, air travel, and hotels; 1x points on all other purchases.
  • Other Perks: Points have no expiration and no limit on the amount you can earn. No foreign transaction fees.

The Citi Premier® Card combines the benefits of a travel credit card with a general rewards credit card, as well as having an attractive intro offer of 60,000 bonus points after you spend $4,000 during the first 3 months after account opening! You can earn 3 points for every $1 spent at supermarkets, restaurants, gas stations, and air travel and hotels, as well as 1 point for every $1 spent on all other purchases. With an annual fee of $95, this credit card offers a significant amount of rewards for the cost.

Learn More about Intro Offers

The Platinum Card® from American Express

  •  Annual Fee: $695
  •  Intro Offer: 80,000 points if you spend $6,000 within the first 6 months after account opening
  •  Rewards: 5x points on flights booked through an airline or on American Express Travel for up to $500,000 per calendar year; 5x points on prepaid hotels booked through American Express Travel
  •  Other Perks: Luxury lounge access. Hilton Honors gold status (enrollment required). No foreign transaction fees. Terms apply.

The Platinum Card® from American Express is a luxury card that offers impressive perks such as luxury lounge access, Hilton Honors gold status (enrollment is required), no foreign transaction fees, and five times the rewards points earned on flights booked either through an airline or on American Express Travel for up to $500,000 per calendar year! In addition, you can earn five times the rewards points on prepaid hotels that have been booked through American Express Travel. This card currently has an intro offer that allows you to earn 80,000 points if you spend at least $6,000 within the first six months after opening your account, which has a value of approximately $800 when booking through American Express Travel (one rewards point is worth around one cent). Because this is a luxury card, it has a more expensive annual fee: $695. However, it does have an attractive intro offer, and does allow more time to meet the earning requirement than most other cards. Terms apply.

Learn More about Intro Offers

Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. The content on this page is accurate as of 2/1/2023; however, some of the offers mentioned may have expired.

Top Travel Credit Cards for 2023

Advertising Disclosure

Whether you’re traveling for work, visiting family, or enjoying a vacation, it’s important that your credit card is the best one for you. Not all credit cards are the same, and some are actually better for frequent travelers! We reviewed some of the best credit cards for traveling and have highlighted our favorite cards below!

Capital One Venture Rewards Credit Card

  • Annual Fee: $95
  • Intro Offer: 75,000 miles if you spend $4,000 within the first 3 months of account opening
  • Rewards: 5x miles on Rental Cars and Hotels booked through Capital One Travel; 2x miles on Everyday Purchases
  • Other Perks: Miles don’t expire for the life of your account, and there’s no limit to the amount of miles you can earn. Get up to a $100 credit on a Global Entry or TSA PreCheck® application.

For frequent travelers who like earning and using miles, the Capital One Venture Rewards Credit Card offers the ability to earn five times the miles on rental cars and hotels that are booked through Capital One Travel! You can also earn two times the miles on everyday purchases. In addition, as a sign-on bonus, you can earn 75,000 miles if you spend $4,000 within the first three months of opening up your card account. Because miles don’t expire for the life of your account and there’s no limit to the amount of miles you can earn, the Capital One Venture Rewards Credit Card is a great way to rack up rewards and use them for future traveling! This card has an annual fee of $95 and is only available for those with good or excellent credit, but if you have a great credit score and are looking for a rewards travel card, this could be the one for you!

Learn More about Travel Credit Cards

Chase Sapphire Preferred® Card

  • Annual Fee: $95
  • Intro Offer: 60,000 points when you spend $4,000 during the first three months after account opening
  • Rewards: 5x points on travel when you book through Chase Ultimate Rewards®; 3x points on dining; 2x points on select other purchases.
  • Other Perks: Trip Cancellation & Interruption Insurance, Auto Rental Collision Damage Waiver, and Lost Luggage Insurance.

For occasional travelers and frequent travelers alike, the Chase Sapphire Preferred® Card offers rewards for travel, dining, and select other purchases! In fact, you can earn five times the rewards on travel booked through Chase Ultimate Rewards®, three times the rewards on dining, and two times the rewards on select other purchases. What really makes this card stand out is their intro offer: earn 60,000 bonus points that you can earn when you spend $4,000 during the first three months after your account is opened. If you redeem your rewards through Chase Ultimate Rewards®, that’s a value of $750! Plus with Trip Cancellation & Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more, you can rest easy when you travel. The rewards system can take a bit of effort to master, but for the benefits you get, it’s well worth it!

Learn More about Travel Credit Cards

Citi Premier® Card

  • Annual Fee: $95
  • Intro Offer: 60,000 points after you spend $4,000 during the first 3 months after account opening. For a limited time through June 30, 2024, you can also earn earn a total of 10 ThankYou® Points per $1 spent on car rentals, hotels, and attractions (not including air travel) when you book through the Citi Travel℠ portal.
  • Rewards: 3x points on supermarkets, restaurants, gas stations, air travel, and hotels; 1x points on all other purchases.
  • Other Perks: Points have no expiration and no limit on the amount you can earn. No foreign transaction fees.

The Citi Premier® Card combines the benefits of a travel credit card with a general rewards credit card! You can earn 3 points for every $1 spent at supermarkets, restaurants, gas stations, and air travel and hotels, as well as 1 point for every $1 spent on all other purchases. Plus the Citi Premier® Card has an intro offer where you can earn 60,000 bonus points after you spend $4,000 during the first 3 months after account opening. With an annual fee of $95, this credit card offers a significant amount of rewards for the cost.

Learn More about Travel Credit Cards

Capital One Venture X Rewards Credit Card

  • Annual Fee: $395
  • Intro Offer: 75,000 miles if you spend $4,000 on eligible purchases within 3 months after opening your account
  • Rewards: Unlimited 10x miles on car rentals and hotels booked through Capital One Travel; 5x miles on flights booked through Capital One Travel; Unlimited 2x miles on all other purchases.
  • Other Perks: Receive 10,000 miles annually beginning on the first anniversary of your account opening. Receive unlimited complimentary access for yourself plus two guests at over 1,300 lounges in the Partner Lounge Network. Up to $100 credit for Global Entry or TSA PreCheck.

For frequent travelers with excellent credit, the Capital One Venture X Rewards Credit Card offers significant opportunities to earn rewards. It has a rather large annual fee – $395 – but this can be offset if you use this card wisely. The best way to take advantage of the Capital One Venture X Rewards Credit Card is by using it to book rental cars and hotels through Capital One Travel, which will allow you to earn unlimited 10x miles. You can also earn 5x miles on flights booked through Capital One Travel, as well as an unlimited 2x miles on all other purchases. In addition, you can receive credits such as up to a $100 credit on a Global Entry or TSA PreCheck application, and you will get 10,000 bonus miles every year on the anniversary of your account opening (which is worth $100 towards travel). The card also has an intro bonus of 75,000 miles if you spend $4,000 on eligible purchases within 3 months of account opening, which is worth $750 in travel and definitely helps with the cost of the annual fee! If you have excellent credit and are looking for a luxury travel card with great benefits, consider the Capital One Venture X Rewards Credit Card!

Learn More about Travel Credit Cards

The Platinum Card® from American Express

  •  Annual Fee: $695
  •  Intro Offer: 80,000 points if you spend $6,000 within the first 6 months after account opening
  •  Rewards: 5x points on flights booked through an airline or on American Express Travel for up to $500,000 per calendar year; 5x points on prepaid hotels booked through American Express Travel
  •  Other Perks: Luxury lounge access. Hilton Honors gold status (enrollment required). No foreign transaction fees. Terms apply.

The Platinum Card® from American Express is a luxury card that offers impressive perks such as luxury lounge access, Hilton Honors gold status (enrollment is required), no foreign transaction fees, and five times the rewards points earned on flights booked either through an airline or on American Express Travel for up to $500,000 per calendar year! In addition, you can earn five times the rewards points on prepaid hotels that have been booked through American Express Travel. This card currently has an intro offer that allows you to earn 80,000 points if you spend at least $6,000 within the first six months after opening your account, which has a value of approximately $800 when booking through American Express Travel (one rewards point is worth around one cent). Because this is a luxury card, it has a more expensive annual fee: $695. However, it does have an attractive intro offer, and does allow more time to meet the earning requirement than most other cards. Terms apply.

Learn More about Travel Credit Cards

Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. The content on this page is accurate as of 2/1/2023; however, some of the offers mentioned may have expired.

How to Get Companies to Give You Low Prices

Bargain hunting can be time-consuming, confusing, and sometimes down-right frustrating! Wouldn’t it be easier if companies came to you, offering low prices and great deals? Here’s a secret – they will, if you know where to look! Banks, power suppliers, and other companies all want your business, and with a few easy steps, you can get them to show you amazing deals! Keep on reading to learn how.

Start Your Journey to Excellent Credit

Having a good credit score unlocks all types of opportunities, from lower mortgage rates to better deals on car insurance. Having a great credit score is awesome, but if your score is less than ideal, it’s easy to feel left out. After all, who doesn’t want to save? But don’t worry – you can get total credit coverage today through ExtraCredit! With ExtraCredit, you can check and monitor your credit score, work on building your score, protect your identity, and earn cash rewards! ExtraCredit is a great service even if your credit score is already awesome, by continuously monitoring for threats and for ways to improve your score. If you want to take control of your credit score, get ExtraCredit today!

Save On Auto Insurance

How long have you had your current auto insurance? While some auto insurance companies offer discounts for loyalty, many others will keep you paying the same rate or even raise your premiums if you’re not careful. That’s why it’s always smart to compare your current policy to new offers, to make sure you’re getting the best deal. Even if you don’t have any auto insurance yet but are in the market for auto insurance, comparing today’s offers could help you find a plan that offers great coverage for a low cost. Click here to start comparing auto insurance companies now!

Get Cash Fast with a Personal Loan

Personal loans can be used for almost anything, from home renovations to luxury vacations to emergency bills! These loans often range from $1,000 all the way up to $100,000. By comparing top personal loan lenders, you can find one that offers a low interest rate and payment terms that work for you. Don’t accept the first personal loan offer you get – be sure to compare it with at least two or three other personal loan lenders, so that you can choose the one that works best for you. Doing so is a good financial move and will let the lender know you’re a smart borrower.

Earn Money Faster with a Savings Accounts

Are you keeping your money in a savings account that earns just a few cents a year (or maybe a dollar, if you’re really lucky?) Or maybe you have a checking account that doesn’t earn any interest at all? You can do better! MyBankingDirect offers a High Yield Savings Account with a 4.05% APY for balances over $1! The national average APY in January of 2023 was just 0.21%, which makes MyBankingDirect’s 4.05% APY over 19 times higher! High yield savings accounts are a risk-free way to grow your money, and with no monthly or maintenance fees, MyBankingDirect’s account is a very attractive option! Start learning more by clicking here!

Cut Down Your Electric Bill

Electricity costs keep on rising, but what your power company doesn’t want you to know is you may be eligible to convert to solar energy, at no cost to you! That’s right – you could switch to solar energy with all costs covered, then benefit from huge savings as your monthly energy bill drops! Check now to see if you live in a qualifying area and are eligible to benefit from this program.

Give Your Windows an Energy-Saving Tune-Up

If you don’t have energy-efficient windows, you could be wasting hundreds of dollars each year! Old windows can leak heat in the winter and cool air in the summer, often making it necessary to waste more energy on heating or cooling your house. That’s why replacing your windows with energy-efficient windows is one of the best renovations you can do! Start saving now by switching to energy-efficient windows!