The Top Five Metal Credit Cards

Advertising Disclosure

When considering what credit card to get, you normally don’t think of the material it’s made of. After all, credit cards work much the same whether they’re made from plastic or metal. But metal credit cards are sturdier and more durable than plastic, in addition to having a nice weight and sleek feel. They’re also less common than plastic cards, which makes them a flashy addition to any wallet. If you’re in the market for a new credit card and want something different than normal, check out our favorite metal credit cards below! We’ve highlighted the weight of each card as well as all their great features. (For reference, a normal plastic credit card weighs about 5 grams).

The Platinum Card® from American Express

The Platinum Card® from American Express is a luxury metal card that offers impressive perks such as luxury lounge access, Hilton Honors gold status (enrollment is required), no foreign transaction fees, and five times the rewards points earned on flights booked either through an airline or on American Express Travel for up to $500,000 per calendar year! In addition, you can earn five times the rewards points on prepaid hotels that have been booked through American Express Travel. This card currently has an intro offer that allows you to earn 80,000 points if you spend at least $8,000 within the first six months after opening your account, which has a value of approximately $800 when booking through American Express Travel (one rewards point is worth around one cent). Because this is a luxury card, it has a more expensive annual fee: $695. However, it does have an attractive intro offer, and does allow more time to meet the earning requirement than most other cards. Terms apply.

Chase Sapphire Reserve®

Not many cards allow you to earn 10x rewards points, but with Chase Sapphire Reserve®, you can earn 10x points on car rentals and hotels booked through Chase Ultimate Rewards®! This impressive metal card also allows you to earn 5x points on flights booked through Chase Ultimate Rewards®, 3x points on dining and other travel, and 1x point per one dollar spent on all other purchases! The annual fee is pretty steep – $550 – but the intro offer on this card can more than make up for it. You can earn 60,000 points if you spend $4,000 on purchases within the first 3 months after account opening, which has a value of $900 toward travel if you redeem through Chase Ultimate Rewards®! Other perks that this card has include airport lounge access, trip cancellation and interruption insurance, lost luggage insurance, and more!

Learn More

Capital One Venture Rewards Credit Card

For frequent travelers who like earning and using miles, the Capital One Venture Rewards Credit Card offers the ability to earn five times the miles on rental cars and hotels that are booked through Capital One Travel! You can also earn two times the miles on everyday purchases. In addition, as a sign-on bonus, you can earn 75,000 miles if you spend $4,000 within the first three months of opening up your card account. Because miles don’t expire for the life of your account and there’s no limit to the amount of miles you can earn, the Capital One Venture Rewards Credit Card is a great way to rack up rewards and use them for future traveling! This card has an annual fee of $95 and is only available for those with good or excellent credit, but if you have a great credit score and are looking for a metal credit card, this could be the one for you!

Chase Sapphire Preferred® Card

For occasional travelers and frequent travelers alike, the Chase Sapphire Preferred® Card offers rewards for travel, dining, and select other purchases! In fact, you can earn five times the rewards on travel booked through Chase Ultimate Rewards®, three times the rewards on dining, and two times the rewards on select other purchases. What really makes this metal card stand out is their intro offer: earn 60,000 bonus points that you can earn when you spend $4,000 during the first three months after your account is opened. If you redeem your rewards through Chase Ultimate Rewards®, that’s a value of $750! Plus with Trip Cancellation & Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more, you can rest easy when you travel. The rewards system can take a bit of effort to master, but for the benefits you get, it’s well worth it!

Learn More

Capital One Venture X Rewards Credit Card

For frequent travelers with excellent credit, the Capital One Venture X Rewards Credit Card offers significant opportunities to earn rewards. It has a rather large annual fee – $395 – but this can be offset if you use this sleek metal card wisely. The best way to take advantage of the Capital One Venture X Rewards Credit Card is by using it to book rental cars and hotels through Capital One Travel, which will allow you to earn unlimited 10x miles. You can also earn 5x miles on flights booked through Capital One Travel, as well as an unlimited 2x miles on all other purchases. In addition, you can receive credits such as up to a $100 credit on a Global Entry or TSA PreCheck application, and you will get 10,000 bonus miles every year on the anniversary of your account opening (which is worth $100 towards travel). The card also has an intro bonus of 75,000 miles if you spend $4,000 on eligible purchases within 3 months of account opening, which is worth $750 in travel and definitely helps with the cost of the annual fee! If you have excellent credit and are looking for a luxury travel card with great benefits, consider the Capital One Venture X Rewards Credit Card!

Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. The content on this page is accurate as of 3/30/2023; however, some of the offers mentioned may have expired.