Terms of Service

This website is owned and operated by Peklava LLC.

Thanks for using Peklava LLC and associated tools, products and services (collectively, the “Site”). The Site is provided by Peklava LLC (“Peklava”, “we,” “our,” or “us”), located at 45 Grove Street, Studio G1, New Canaan CT 06840.

By using our Site, you are agreeing to these terms. Please read them carefully. By using or accessing this Site, you intend and agree to be legally bound by this agreement.

You must be a resident of the United States (including its territorial possessions) and at least eighteen (18) years of age to access and use the Site.

THESE TERMS CONTAIN DISCLAIMERS OF WARRANTIES AND LIABILITY. These provisions form an essential basis of our bargain. If you do not agree to these Terms, you are not authorized to access or use the Site or the services offered on the Site and you should stop using and exit the Site.

For a list of licenses and registrations held by Peklava LLC, please visit the Licenses and Disclosures page.

1. Using our site

PLEASE BE ADVISED THAT WE ARE NOT A LENDER OR PARTY TO ANY LOAN OR OTHER TRANSACTION. We do not make loans or provide other financial products or services described on the Site. Instead, the Site acts as a venue to allow lenders and other parties who are partners of our Site, such as marketing partners and third party finders and aggregators working on behalf of lenders(each, a “Lender”), to offer, in a variety of formats, loans and other authorized products and services to potential consumers (each, a “Consumer”; all Consumers and Lenders are referred to together as the Site’s “users”) who have visited our Site or affiliated sites and applied to receive a loan or information about loans or other products or services from a Lender. We are not involved in the actual transaction between any Consumer and any Lender even though we may, through our Site or other affiliate sites, and with each Consumer’s authorization, collect certain information (collectively, a “Lead”) about any Consumer and sell such Lead to a Lender. As a result, the quality, safety or legality of the loans and other financial products or services offered by any Lender, the ability of Lenders to offer, sell or deliver such products or services, or the ability of Consumers to pay for the products or services offered are solely the responsibility of each user and not Peklava LLC. We are an independent contractor for all purposes. We are not responsible in any way for the conduct of any Consumer or Lender. We do not endorse or recommend any Lenders, or any loans or other products or services offered by any Lender. We do not provide loan, tax, legal or any other financial advice. We do not guarantee that any of the Lenders to whom we forward any Consumer’s loan request or information will contact such Consumer or agree to provide the Consumer with the desired or requested loan. If you are a Consumer and you would like personal advice or specific loan recommendations, please consult with a loan counselor or another qualified professional.

The Lenders that can provide you with loans or conditional offers may not respond with offers until they obtain additional information from you, such as the results of a credit check. To help the government fight identity theft, the funding of terrorism and money laundering activities, and to help attempt to verify your identity, Lenders may obtain, verify and record information that identifies each person who applies for or obtains a loan from them. For example, they may ask for your name, Social Security Number or driver’s license number, address, date of birth, and other important information that will allow proper identification of you.

The loans and other financial products and services provided or advertised on and through the Site may not be available in all states, and the availability of such services and the products offered on and through the Site may change from to time without notice. Lenders are not attempting to offer to make loans outside of their authorized states or country by participating in and offering their products or services on the Site. Lenders may discontinue, suspend or terminate the offering of any loan or other product or service in any specific state through the Site at any time, without prior notice.

Peklava LLC does not guarantee acceptance into any particular loan program or specific terms or conditions, including the amount of funds that may be extended to any Consumer, with any Lender; loan approval standards are established and maintained solely by individual Lenders. Likewise, Peklava LLC does not guarantee that the loan terms or rates offered and made available by Lenders are the best terms or lowest rates available in the market. A Lender’s offer may be subject to market conditions, approval and qualification (including a credit check ). The rates and fees actually provided by Lenders may be higher or lower depending on your complete profile and other considerations used by the Lenders. Unless expressly stated in writing, nothing contained herein shall constitute an offer or promise for a loan, or a loan or rate lock-in agreement. Lenders may not offer all products featured on the Site. You might not be connected to the Lender making any specific offer.

By submitting the form indicating your acceptance and agreement to the foregoing terms, or by clicking any other button indicating a continuance of processing, a request for additional information or any other submission (each, a “submission”), which under the Electronic Signatures in Global and National Commerce Act (E-SIGN Act) constitutes your signed written agreement to the terms of such submission, you understand that you are agreeing to the stated terms and conditions of that submission and that you are submitting an inquiry as to a loan or another product or service through Peklava LLC to each of the Lenders to whom your request is transmitted. By including your telephone number and email address in any submission and providing consent to be contacted, you are extending an express invitation and providing your express written consent to Peklava LLC and to each and every Lender you have been connected to (i) to contact you by telephone at the numbers you have provided (including through auto-dialed, pre-recorded, artificial voice and/or text messages) so they may assist you with your transaction, and you hereby consent to any such calls or texts even if your phone number is on any corporate, state or national Do Not Call list or registry, or (ii) to contact you by email at any email address you provided. You understand that you are not required to provide your consent as a condition of purchasing any goods or services. For SMS and MMS text messaging, message and data rates imposed by your mobile data provider may apply. You represent that all of the information you have provided in your submission is true and complete. A list of partners to whom your submission may be transmitted is available here: Network Members

Using our Site does not give you ownership of any intellectual property rights in our Site or the content you access. You may not use content from our Site unless you obtain permission from its owner or are otherwise permitted by law. These terms do not grant you the right to use any branding or logos used on our Site, including the Peklava LLC name and logo. Don’t remove, obscure, or alter any legal notices displayed on or along with our Site.

Our Site displays some content that is not our own; for example, content belonging to our advertisers or other users. This content is the sole responsibility of the individual or entity that makes it available. We may review content to determine whether it is illegal or violates our policies, and we may remove or refuse to display content that we believe violates our policies or the law. 

The Site is available on mobile devices. Using the Site may cause you to incur SMS or data charges with your wireless provider. Please be aware that we have no control over these charges, and if you do not wish to be charged, you should stop using the Site on your mobile device.